Join Date: Aug 2009
Location: Washington, the state
What non-mechanical damage could be expensive enough for the insurance company to total the bike? There isn't that much plastic on it. What else would add up to that much money? Plastic & tank, headlight assembly, windscreen, bars, wheels & tires, seat, what else?
The bike will sell for a discounted price when you decide to resell it as long as it has that title. If you buy it, you might keep looking for a good frame with a clear title and transfer your parts to that frame to sanitize the title and make some money.
"Older people who are reasonable, good-tempered, and gracious will bear aging well. Those who are mean-spirited and irritable will be unhappy at every period of their lives.
"Let each of use properly whatever strengths he has and strive to use them well. If he does this, he will never find himself lacking."
Marcus Tullius Cicero