I would like to get a Zumo but have a few issues that need to be resolved first. One is the ear bud/headset problem. A wired helmet (bluetooth or not) sounds great on paper but it really doesn't protect your hearing like ear plugs do. One could use earplugs with a wired helmet but does that mean you need an amplifier to hear anything? The earbuds that fit IN the ear might be a solution. Someone mentioned Big Ears ear buds and that looks promising. The KISS/cheap side of me just wants to use the foam plugs that I've been using and get a Zumo 450 instead of the 550 and just look at the screen as opposed to audio directions in my helmet. Mount it up nice and high so that I keep at least a peripheal vision on the road while looking at the gps. This might suit my temperment better than hearing music and or gps directions. I haven't listened to music yet while riding but I think that I might be distracted by it. Question for you guys that use a Zumo with audio directions in the helmet but don't listen to music. Does it startle you a bit when everything is quiet and suddenly you get a voice in your helmet giving you driving directions? For those listening to music, do you feel like you lose some focus while riding? If so, is it worth the risk? Some states ban it and I'm sure they have good reason to do so. Many of us here are ATGATT kind of guys (as I am) but an ounce of prevention is worth a pound of cure.....I plan on never using the cure (gear).