Try changing the fluid before you panic, flush and bleed the system. Air bubbles in the line will cause that as well.
In my experience dealer mechanics usually toss those thermal shims if they do a pad change anyway. They would be of use if I did track days on a DL, I don't so there isn't much change. They reduce the amount of heat that gets into the brake fluid and retain heat in the pads so they work better on hard repeated stops. Normal use there's no difference.
In my experience dealer mechanics usually toss those thermal shims if they do a pad change anyway. They would be of use if I did track days on a DL, I don't so there isn't much change. They reduce the amount of heat that gets into the brake fluid and retain heat in the pads so they work better on hard repeated stops. Normal use there's no difference.