StromTrooper banner

1 - 11 of 11 Posts

·
Registered
Joined
·
2 Posts
Discussion Starter #1
40 something who is taking a plunge back into riding after a 18 year hiatus.
Plan to purchase a Strom (maybe new). Starting looking for insurance and was a little blown away by the rates.

Will be taking GA Driver safety course prior to purchasing bike and insurance.

Yes I'm guessing they concider me a newbie but 1k is outrageous with someone with a clean record.

Any advise
[email protected]_US
 

·
Registered
Joined
·
202 Posts
After you take the MSF course, try Geico and tell them your total years of riding experience but don't offer up when the experience took place unless they ask. Rule of thumb is do not give the insurance company anymore information than they ask for. And if you in the metro Atlanta 5 county area, bend over. :yikes:
 

·
Registered
Joined
·
389 Posts
[email protected]_US,

Send me a PM and I can give you the name of the agent that I use. She is a rider and Chapter Director of a Goldwing chapter, so she knows something about bikes. She will shop you with several different companies to get the best rate for you.
 

·
Registered
Joined
·
645 Posts
40 something who is taking a plunge back into riding after a 18 year hiatus.
Plan to purchase a Strom (maybe new). Starting looking for insurance and was a little blown away by the rates.

Will be taking GA Driver safety course prior to purchasing bike and insurance.

Yes I'm guessing they concider me a newbie but 1k is outrageous with someone with a clean record.

Any advise
[email protected]_US
I had Progressive for awhile with the DL650. When I was quoted for the DL1k, for some reason the jump as outrageous. Shopping around, I ended up with Nationwide, with the rate not much more than what I was paying for the 650. They also have an AMA member discount if I remember correctly.

YMMV..
 

·
Premium Member
Joined
·
839 Posts
46 yo; clean record; $150 year w/ $500 deductibles on a Vee through Markel. Full coverage, 24/7/365. These guys were half of anybody else I called, including the company I have my cars and house with (for the last 20 years).

Give 'em a call.
 

·
Registered
Joined
·
94 Posts
Best rate for me was w/ Wolverine Mutual Insurance, in MI (using an independant agent). I have had/tried Progressive and State Farm and they were all $150+ more. $550 for a V-strom is ridiculousness, but mostly because they put the DL650 into this category:

Class C: "Extra Hazard Scooter/Dual Purpose Bike"

I have tried to tell them that Suzuki themselves do not approve this bike for off road, so why the "Extra Hazard". Cars can go on gravel roads too, and they are not "Extra Hazard".

Now, $370/year.

.
 

·
Registered
Joined
·
105 Posts
40 something who is taking a plunge back into riding after a 18 year hiatus.
Plan to purchase a Strom (maybe new). Starting looking for insurance and was a little blown away by the rates.

Will be taking GA Driver safety course prior to purchasing bike and insurance.

Yes I'm guessing they concider me a newbie but 1k is outrageous with someone with a clean record.

Any advise
[email protected]_US
Yes, there is another thread about this but here is the meet of what I have (live in Alpharetta) with Liberty Mutual (which just introduced new cycle rates this week). This is FULL coverage including collision...better rate than in comparison to Progressive when I researched this exact same coverage this week.

Liability $250k/$500k/$100k
Uninsured Motorists $250k/$500k/$100k
Comprehensive is $500 deductible
Collision is $500 deductible
Towing & Labor / Roadside Assistance (new for cycles)
Discount for taking the MSF course (new for them to recognize since they did not before)

TOTAL Annual Cost: $323
 
1 - 11 of 11 Posts
Top