Join Date: Sep 2010
Location: Flagstaff, Arizona
I have Progressive for my bikes, and have never had to file a claim, but I have GEICO on my car, and after a little no damage bump in Denver, the other driver sued my insurance--they claimed all sorts of head and neck injuries and "emotional duress". GEICO would have nothing to do with it, and defended me/them aggressively and my premiums were unaffected. A GEICO rep told me that Denver was ground-zero for people who troll the streets to create minor accidents, hoping for a big insurance pay-day, and that was what they thought was going on in my case. That experience went a long way to solidifying my allegiance to GEICO. Funny thing was, GEICO was outrageously over-priced in their quote to insure my motorcycle, so I went with Progressive. The whole GEICO experience, however, has made me skeptical of the Allstate claims that it matters that you have a local agent (posing) as your "friend".