Join Date: Aug 2009
Location: Washington, the state
Call several companies. You never know what you'll get until you ask. Check the Tennessee Department of Commerce and Insurance to see if they have records of complaints filed against insurance companies for failing to pay claims, or slow payment, or trying to shortchange claims.
In fact, make photocopies of the declarations page of all your insurance and shop it all. You might find much better deals, especially if you get them as a package with multi-policy discounts.
"Older people who are reasonable, good-tempered, and gracious will bear aging well. Those who are mean-spirited and irritable will be unhappy at every period of their lives.
"Let each of use properly whatever strengths he has and strive to use them well. If he does this, he will never find himself lacking."
Marcus Tullius Cicero