Farm Bureau insurance ? - Stromtrooper Forum : Suzuki V-Strom Motorcycle Forums
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post #1 of 8 Old 10-04-2010, 07:55 AM Thread Starter
 
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Location: Mid-Tennessee
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Farm Bureau insurance ?

Just got my K8 ABS Wee V Saturday .. Love it !!

Does anyone else here insure their V Strom with Farm Bureau of Tennessee ?

I went to my local office and the lady couldn't find the DL650 model in her computer so she called the central office. They said that the Suzuki DL650 was considered a "crotch rocket" and that they don't insure it. I argued a bit about it being a "Sport Touring" bike... but to no avail.

Looks like I'll have to go with the little green lizard
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post #2 of 8 Old 10-04-2010, 02:07 PM
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Give the Geico man a call. Been happy with them for 3 years now.
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post #3 of 8 Old 10-04-2010, 02:49 PM
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Call several companies. You never know what you'll get until you ask. Check the Tennessee Department of Commerce and Insurance to see if they have records of complaints filed against insurance companies for failing to pay claims, or slow payment, or trying to shortchange claims.

In fact, make photocopies of the declarations page of all your insurance and shop it all. You might find much better deals, especially if you get them as a package with multi-policy discounts.

"Older people who are reasonable, good-tempered, and gracious will bear aging well. Those who are mean-spirited and irritable will be unhappy at every period of their lives.

"Let each of use properly whatever strengths he has and strive to use them well. If he does this, he will never find himself lacking."

Marcus Tullius Cicero
44 B.C.
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post #4 of 8 Old 10-04-2010, 08:37 PM Thread Starter
 
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Well, I was talking with the State Farm rep. and she was quoting me $400 for a year full coverage, standard liability (100/300).

I figured I'd give Farm Bureau another chance, being that I have a house, car & truck insured with them. Told them that I'd been with them these 17 years and would hate to have to move my policy.

Ya know, she called the main office again, giving them the same '08 "V-Strom ABS information. She told them that I didn't want to move my business. They asked me, " How many cylinders does this bike have?" I said it's a V twin. The guy at the main office said... "WELL ! We'll consider that the same as a Harley. We'll do it !"

I'm getting the upgraded policy (250/500) for about $250 a year.

It pays to be persistent !

Thanks for Y'alls input !! See you on the trails!
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post #5 of 8 Old 10-04-2010, 11:26 PM
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Safeco of Illinois
$500k combined bodily injury & property damage liability
$500k passenger liability
Comprehensive & collision ($500 deductible each)

$132 per year.

Note that on top of these liability limits, and for my home and other vehicles, I have additional umbrella liability coverage on a separate policy.

I chose to omit uninsured/underinsured motorist medical coverage due to my good medical insurance.

"Older people who are reasonable, good-tempered, and gracious will bear aging well. Those who are mean-spirited and irritable will be unhappy at every period of their lives.

"Let each of use properly whatever strengths he has and strive to use them well. If he does this, he will never find himself lacking."

Marcus Tullius Cicero
44 B.C.
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post #6 of 8 Old 10-05-2010, 05:30 PM
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I have TN Farm Bureau and don't pay but 200 something a year.

Go Vols
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post #7 of 8 Old 10-05-2010, 08:22 PM Thread Starter
 
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Whoa ! That's a good deal there in Illinois.
I may need to raise my deductible and lower my premium more.
I took the uninsured motorist option ... I need all the medical insurance I can get, I have to drive an hour to get to the VA hospital. So might need emergency care and be treated locally..*Godforbid*

Still Farm Bureau is cheaper than most, except Gieco, but I don't know if I trust that little green critter. I can drive up to the town square and talk to the TNFB rep. here in person.

Thanks for the feedback
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post #8 of 8 Old 10-06-2010, 08:38 PM
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Quote:
Originally Posted by PTRider View Post
Safeco of Illinois


I chose to omit uninsured/underinsured motorist medical coverage due to my good medical insurance.
I understand that uninsured motorist can cover lost wages and pain and suffering as well as medical.

14 tooth for me
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