Insurance help, at fault driver not covering my gear - Stromtrooper Forum : Suzuki V-Strom Motorcycle Forums
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post #1 of 34 Old 10-02-2019, 04:41 PM Thread Starter
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Insurance help, at fault driver not covering my gear

I was rear ended on my V, other driver 100% at fault. Now they claim the at faults car/property damage doesn't cover my helmet or jacket ruined in the crash. My lawyer says otherwise but won't go after it because it isn't worth my legal fees. I'm waiting to talk to their supervisor but if they stick to the guns I'll file a complaint with my state insurance commission.

Anyone have this happen or know that gear should be covered by the at fault party?
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post #2 of 34 Old 10-02-2019, 05:40 PM
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Just curious; about how much is the gear worth?

Have you googled it to look for other cases?

I haven't been in an accident but I'm following this thread out of curiosity and to show my support.
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post #3 of 34 Old 10-02-2019, 05:51 PM Thread Starter
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Just curious; about how much is the gear worth?

Have you googled it to look for other cases?

I haven't been in an accident but I'm following this thread out of curiosity and to show my support.
I can't find anything like this on the web. My gear is worth $750

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post #4 of 34 Old 10-02-2019, 06:08 PM
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my son got sideswiped at a toll booth while riding his old VFR, he had just purchased a new Arai helmet with fancy graphics, the week before, still had receipt, $750, he got check from the other guy's insurance for $1325, itemized as helmet $750, bike $500 (no complaints on bike value), other gear $75 (cheap Joe Rocket stuff)

however, one of the accident witnesses was a state cop who happened to be parked right there

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post #5 of 34 Old 10-02-2019, 06:12 PM
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Yah, the at fault driver's INS, some midwest out fit covered my stuff. The investigating officer found them totally at fault and I had a witness. It's an INS game, they want to keep the high fees we pay and not compensate the victim. Keep fighting them.
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post #6 of 34 Old 10-02-2019, 06:17 PM Thread Starter
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They backpedaled. The adjuster called and said he messed up. Gear is paid back dollar for dollar by the at faults policy. I'm sending over receipts now.

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post #7 of 34 Old 10-02-2019, 07:15 PM
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That's the insurance racket for you.

They'll try to shortchange you, make it not worth the bother, and probably get away with it quite often.

That's how they make money.

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post #8 of 34 Old 10-02-2019, 07:44 PM
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Yah, the at fault driver's INS, some midwest out fit covered my stuff. The investigating officer found them totally at fault and I had a witness. It's an INS game, they want to keep the high fees we pay and not compensate the victim. Keep fighting them.
Fight it!!! IMHO, I wouldn't send them the original receipts, just photo copies.

"There comes a time in the affairs of men, when we must take the bull by the tail and face the situation."
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post #9 of 34 Old 10-02-2019, 09:11 PM
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That's the insurance racket for you.

They'll try to shortchange you, make it not worth the bother, and probably get away with it quite often.

That's how they make money.
Agreed. The first answer is never THE answer.
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post #10 of 34 Old 10-02-2019, 10:40 PM
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They are probably successful 50% of the time with that tactic.
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