They sell quite a number of colors of 'peelable' paint now. You put it on, and can peel it off when you get tired of it. Blacked out the 'chrome' grill on my truck and it seems to be holding up well after a year or two. When it gets tattered, I'll peel it off and do it again. Pretty cheap.
Not that it helps now, but in the car world they sell/apply various films on high-end paint jobs to keep the cars from getting rock chips. If you get a new bike and the chips bother you, maybe the film would be a good idea.
I avoid the problem by buying my bikes pre-owned, pre-chipped, and pre-scratched. Saves a lot of time and worry.