moved/insurance question "for a friend" - Page 2 - Stromtrooper Forum : Suzuki V-Strom Motorcycle Forums
General V-Strom Discussion Talk about all things V-Strom not limited to just one of the above models

 13Likes
Reply
 
LinkBack Thread Tools Display Modes
post #11 of 25 Old 08-09-2019, 01:55 AM
Stromthusiast!
 
RCinNC's Avatar
 
Join Date: Dec 2012
Location: North Carolina
Posts: 4,787
Even if you live 100 percent in an RV in the US, you still have to establish residency in one state or another for tax purposes, and for a place to register your RV, get a driver's license. get health insurance, register to vote, etc. You need an actual fixed location for that address; mail drops and PO boxes don't work. If you're a full time RVer in the US, you still need to have an actual street address; I imagine lots of them use a friend's/relative's home address in their home state for things like their driver's license, or else they choose a state to establish residency in, and stay there long enough to meet the criteria for residency.
America First likes this.

"No matter where you go, there you are."
RCinNC is offline  
Sponsored Links
Advertisement
 
post #12 of 25 Old 08-09-2019, 09:33 AM
Stromthusiast!
 
NVDucati's Avatar
 
Join Date: Sep 2015
Location: Northern Calif
Posts: 940
Porch Thefts to the rescue

It is a newer world. In the new world of internet shopping and with the rise of "porch theft" the USPO now offers a street address for its PO holders as a feature.

https://www.usps.com/manage/po-boxes.htm

You can buy your PO Box online and at one point, in the order process, they offer up the street address of the post office to use for internet shopping.
America First likes this.

Member: AMA
Current Rides: '14 DL1000 ADV, '06 SV650N, '93 900CBRR, '74 Ducati 750GT ['02 BMW K1200rs SOLD Aug '17]
NVDucati is online now  
post #13 of 25 Old 08-09-2019, 10:55 AM
Stromthusiast!
 
RCinNC's Avatar
 
Join Date: Dec 2012
Location: North Carolina
Posts: 4,787
I looked into this a little more after the OP's post because I was curious, and you can also purchase a street address along with a PO Box from UPS.

https://www.theupsstore.com/mailboxes
NVDucati and America First like this.

"No matter where you go, there you are."
RCinNC is offline  
 
post #14 of 25 Old 08-09-2019, 12:31 PM
Stromthusiast!
 
Umbrianissimo's Avatar
 
Join Date: Oct 2017
Location: Vancouver BC Canada
Posts: 158
Interesting dilemma, and some good comments. Not being in the US I'm out of the orbit in terms of many issues. But the idea of having a fixed 'land address' must be solvable. I only think that as insurance coverages and rates can vary with location, the physical address location of residence may need to match the locations for vehicle rates or plates or area or type of use. Or is the vehicle stored at that address? Does it need to be? State or County make a difference?

Here insurance varies a bit with location; where vehicle is typically parked and the use (for cars and trucks). I would think that as long as things are consistent there must be a solution. Having a residential address in Florida and driving and insuring a vehicle in California (as examples), might ultimately be questioned if there was a claim.
America First likes this.

Damon
2017 DL 650 and maybe another Vespa?

I'm having an adventure- so, its an adventure bike.
Now that summer is here, I'm retiring so I can ride full time.
Umbrianissimo is offline  
post #15 of 25 Old 08-09-2019, 01:41 PM Thread Starter
Stromthusiast!
 
America First's Avatar
 
Join Date: Aug 2018
Location: back in PA
Posts: 174
You guys (or gals) are awesome for looking this up/posting links/commenting on it in general. Thanks a bunch!! Looking into the USPS and UPS links now...

2017 DL650 (white)
America First is offline  
post #16 of 25 Old 08-09-2019, 01:50 PM Thread Starter
Stromthusiast!
 
America First's Avatar
 
Join Date: Aug 2018
Location: back in PA
Posts: 174
Quote:
Originally Posted by Houstrom46* View Post
Why doesn’t your “friend” just renew the existing policy? Air bnb is no different than hotel. Your friend is traveling for extended vacation is all. I can’t see the temporary status as any different than taking a road trip to Alaska. Or temporary work assignment. I really don’t see the problem here. Retirees sell their home and live out of an rv traveling state to state and they manage to somehow insure their possessions. Might troll the aaa website, good Sam or or rv forums to see how it’s handled.
Just remembered that I looked into this before I left my old location. I called my insurance company asking if I could call them and renew my policy before it expired, but they said they mail the renewal info to your physical address. I suppose that's how they check to see if you still live where you say you do. So, I could not just renew my current policy, unfortunately.

2017 DL650 (white)
America First is offline  
post #17 of 25 Old 08-09-2019, 02:28 PM
Stromthusiast!
 
NVDucati's Avatar
 
Join Date: Sep 2015
Location: Northern Calif
Posts: 940
Quote:
Originally Posted by America First View Post
Just remembered that I looked into this before I left my old location. I called my insurance company asking if I could call them and renew my policy before it expired, but they said they mail the renewal info to your physical address. I suppose that's how they check to see if you still live where you say you do. So, I could not just renew my current policy, unfortunately.
If you are insured with a national company _ you can renew online. Equally, once you have signed up to have an online account (use your old address, policy # etc) you can then change your mailing address. If there is a rate change it will adjust itself.

I think it is hard NOT to be insured by a national carrier anymore. Agents are licensed state by state.

Member: AMA
Current Rides: '14 DL1000 ADV, '06 SV650N, '93 900CBRR, '74 Ducati 750GT ['02 BMW K1200rs SOLD Aug '17]
NVDucati is online now  
post #18 of 25 Old 08-09-2019, 07:32 PM Thread Starter
Stromthusiast!
 
America First's Avatar
 
Join Date: Aug 2018
Location: back in PA
Posts: 174
Quote:
Originally Posted by NVDucati View Post
If you are insured with a national company _ you can renew online. Equally, once you have signed up to have an online account (use your old address, policy # etc) you can then change your mailing address. If there is a rate change it will adjust itself.

I think it is hard NOT to be insured by a national carrier anymore. Agents are licensed state by state.
I'll look into it; thank you for the information.
Houstrom46* likes this.

2017 DL650 (white)
America First is offline  
post #19 of 25 Old 08-09-2019, 08:03 PM
Stromthusiast!
 
Join Date: Nov 2017
Location: Houston, TX
Posts: 322
Quote:
Originally Posted by NVDucati View Post
If you are insured with a national company _ you can renew online. Equally, once you have signed up to have an online account (use your old address, policy # etc) you can then change your mailing address. If there is a rate change it will adjust itself.

I think it is hard NOT to be insured by a national carrier anymore. Agents are licensed state by state.
I’m still confused. If financing the bike then how is your friend getting the statements? What about cell phone bill credit statements etc? I can think of all kinds of stuff that goes via mail that would need some sort of forwarding address. If for-thought was given to have everything sent electronic then why not insurance? I think this is more difficult than it needs to be.
Houstrom46* is offline  
post #20 of 25 Old 08-09-2019, 08:05 PM Thread Starter
Stromthusiast!
 
America First's Avatar
 
Join Date: Aug 2018
Location: back in PA
Posts: 174
Quote:
Originally Posted by NVDucati View Post
If you are insured with a national company _ you can renew online. Equally, once you have signed up to have an online account (use your old address, policy # etc) you can then change your mailing address. If there is a rate change it will adjust itself.

I think it is hard NOT to be insured by a national carrier anymore. Agents are licensed state by state.
So apparently, I already AM signed up for paperless documents, "except documents required by law to be sent by mail." I did not see an option/button to renew my policy online.

2017 DL650 (white)
America First is offline  
Sponsored Links
Advertisement
 
Reply

Quick Reply
Message:
Options

Register Now



In order to be able to post messages on the Stromtrooper Forum : Suzuki V-Strom Motorcycle Forums forums, you must first register.
Please enter your desired user name, your email address and other required details in the form below.

User Name:
Password
Please enter a password for your user account. Note that passwords are case-sensitive.

Password:


Confirm Password:
Email Address
Please enter a valid email address for yourself.

Email Address:
OR

Log-in










Thread Tools
Show Printable Version Show Printable Version
Email this Page Email this Page
Display Modes
Linear Mode Linear Mode



Posting Rules  
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On

 
For the best viewing experience please update your browser to Google Chrome