WOW!! Check out this insurance rate - Stromtrooper Forum : Suzuki V-Strom Motorcycle Forums
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post #1 of 20 Old 05-22-2008, 12:08 PM
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WOW!! Check out this insurance rate

So I called nationwide to let them know the VIN on my new bike and get the new policy going (b/c my 30 day window is almost up) They told me that it was going up $298 ($731 a yr.)than what I was paying for my KLR. I told her that that is fine but I would definatly be shopping around b/c I thought that that was a little high.
So I call Gecio and they get me down to $638 with all the same coverage except that they dont cover safety gear. I told the guy I would be out over $1000 dollars if I went down in the winter months, he said that they were suppose to start covering that this summer.
Next I look up Progressive. Type in all the info. $100k- $300k liability property damage $50k. Un-underinsured same as liability. $2500 for gear and custom equipment. Towing and labor. $100 comp deduct and $250 Collision deduct. U ready for this $398.68 for 12 months. Here is the deal, I believe, when I typed in the VIN it said that it could not find the model. So I had to go in the drop down and I put other dual sport/dirt bike. Now I am not believing that they can get me down $400 so I call them. After sitting on the phone with them and her going to her supervisor to make sure, I bought and paid for the full year. Figured I would let everyone know and see if they can get the same deal. BTW the 1k was in the drop down so I dont know if yall will be able to get away with it.
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post #2 of 20 Old 05-22-2008, 12:48 PM
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I'm with progressive as well and I pretty much have the basic coverages, no additional stuff and i'm in under $200/year.

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post #3 of 20 Old 05-22-2008, 12:52 PM
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That seems awfully cheap to me. I'm 28 w/ a clean driving record, but apparently if you don't have bagga... I mean, a wife and kids, you're DANGEROUS! Bachelor wheelies are apparently higher than regular ones.
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post #4 of 20 Old 05-22-2008, 12:53 PM
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Same here. Much cheaper for same coverage with progressive

DL650k7 sold
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post #5 of 20 Old 05-22-2008, 12:55 PM
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I was with Progressive. Switched to GIGECO, tripled my coverage (to max) , went with $0 deductible. My rate was cut in half. I love that lizard.
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post #6 of 20 Old 05-22-2008, 01:32 PM
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how old are you, RidgeRunner? That makes a big difference.

I'm also cringing that you imply you wear full gear in the winter and not the summer :-/

tedder, DL650ABS, DRZ400S

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post #7 of 20 Old 05-22-2008, 02:29 PM
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Originally Posted by RidgeRunner View Post
Figured I would let everyone know and see if they can get the same deal.
Every state is different when it comes to insurance. Unless I live in your state, the info you've posted is useless to me.....unless I want to grouse or something. :mrgreen:

-Tom (DL650AL2) (KA1TOX) (E-I-E-I-O)

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post #8 of 20 Old 05-22-2008, 05:11 PM
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Originally Posted by tedder View Post

I'm also cringing that you imply you wear full gear in the winter and not the summer :-/

Gerbings are expensive!!!!!

Roger ('14 Tenere ES, COG 5903)
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post #9 of 20 Old 05-22-2008, 05:17 PM
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I live in Myrtle Beach, SC and it cost me $730 annually to insure my 1000.

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post #10 of 20 Old 05-22-2008, 06:20 PM
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I tried the Progressive auto quote system and it was a joke. State Farm with basically full insurance and 250 deductables I pay 360 a year. Progressive was quoting over 800 a year. I think they like certain areas of the country more than others.

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