That sucks. I've been there too (laid off, serious medical problem shortly after, having kids at the same time with problems, etc)...and it got bad here and we actually were down to selling furniture to keep a roof over our heads. It takes time but it will turn around.
Keep the positive attitude. And even if you don't have the bike any more, feel free to stay active here, helps keep the fire alive. Good luck.
Lighten up, Francis. If you can't take some sarcasm, an Internet forum is the last place you should be.
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