First, and hopefully last, accident
I was in the left turn lane behind a large panel van waiting for the left-turn-green to turn on to the freeway.
The light turned green and we both proceeded into the intersection.
An 18 year old kid in a Honda runs the red light in the oncoming direction, and the van stops just in time.
The bike skids on the slippery concrete that they pave the roads here in SoCal with, and I crash into the rear door van in a combination of skid and low-side fall. I would estimate my speed at time of impact at under 15 mph.
The front of the fairing (the beak underneath the headlights) and the fender are cracked. The impact on the front of the fairing popped all the seams around the fairing so that nothing is flush or fits like it used to anymore. I have a broken turn signal and broken clutch lever.
I got right up after the fall, feeling no pain. I didn't hit the van any harder than I used to get hit in football practice -- I don't recall if my helmet made contact with the van or not, but I remember everything else about the crash, so I assume it was just my arms that hit the van.
Of course now that the adrenaline has worn off, I'm feeling little aches and pains everywhere.
The van chased down the guy who ran the red light, so I have the kid's insurance information.
After all information was exchanged I hopped back on the bike and rode it the rest of the way to work.
Later, at Starbucks, I ran into a cop and asked him for his take. Had we not gotten the kid's info, he says, I would have been at fault. However, the kid is at fault and since we have his info, we can pin it on him.
How do I ensure that the insurance appraiser doesn't overlook anything mechanically wrong with the bike? Could I have bent my forks or front rim without realizing it? What squidlike behavior on my part might have contributed to this accident?