The only thing I don't like about the DL-650A. - Stromtrooper Forum : Suzuki V-Strom Motorcycle Forums
DL650A - 2012-2016 DL650A 2012-2016 (L2-L6)

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post #1 of 35 Old 03-31-2015, 01:34 AM Thread Starter
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The only thing I don't like about the DL-650A.

The insurance is steep. I'm paying $350 per year for the 2015 Dl-650A and $145 a year on a 2014 Vulcan 900.

Heck I was paying $125 a year on a $10,000 2014 Harley Sportster.

Same coverage same company (Geico) on each.

Whatever.

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Last edited by HS-LD; 03-31-2015 at 01:34 AM. Reason: typoes
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post #2 of 35 Old 03-31-2015, 02:01 AM
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Try progressive. I'm paying $285 a year for 4 Motorcyles. A 2012 DL-650, A 2005 R1200GS, A 2008 WR250R and a 1979 R100T. Full coverage on all of them.

2012 DL650 ABS Adventure
2016 Beta XTrainer 300
2008 WR250R
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post #3 of 35 Old 03-31-2015, 02:11 AM
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Quote:
Originally Posted by HS-LD View Post
The insurance is steep. I'm paying $350 per year for the 2015 Dl-650A and $145 a year on a 2014 Vulcan 900.

Heck I was paying $125 a year on a $10,000 2014 Harley Sportster.

Same coverage same company (Geico) on each.

Whatever.
$350.00 a year for a 650 V-Strom?

I think you need to shop around for another insurance company. Unless you have a 'record' of claims, and it doesn't sound like to me that you do since your Sportster is only a 125.00 a year... it sounds to me you were either misquoted or are being ripped off.

If you can, try to find an 'independent' agent that has several companies to select from. He then can 'shop around' for the best deal for you. Again, unless you are 'high risk' or have had class before, this sounds way too high to me. (My wife is in the insurance business, and even she thinks this is way too high).

Cheers!

Pat

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post #4 of 35 Old 03-31-2015, 02:29 AM
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Damn dude, I pay $290 a year for 2 bikes through Dairyland "Sentry" and one is even considered a sport bike.

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post #5 of 35 Old 03-31-2015, 06:40 AM
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A lot of the difference has to do with what state you live in. I know in NC the insurance commissioner has added a bunch of mandatory policy minimums on insurance. I know it affects my homeowner’s policy and most likely auto, bike too. For instance jewelry and firearms, normally without an extra policy adds on it is limited to 2500.00 per loss, here it is 10,000. They just increase the rate instead of writing an add on. It’s all BS, any way to separate you from your money.

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post #6 of 35 Old 03-31-2015, 08:44 AM
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Quote:
Originally Posted by kenfm2000 View Post
Try progressive. I'm paying $285 a year for 4 Motorcyles. A 2012 DL-650, A 2005 R1200GS, A 2008 WR250R and a 1979 R100T. Full coverage on all of them.
In which state do you live?

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post #7 of 35 Old 03-31-2015, 09:23 AM
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In which state do you live?
I live in Montana.

2012 DL650 ABS Adventure
2016 Beta XTrainer 300
2008 WR250R
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post #8 of 35 Old 03-31-2015, 10:23 AM
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Quote:
Originally Posted by kenfm2000 View Post
Try progressive. I'm paying $285 a year for 4 Motorcyles. A 2012 DL-650, A 2005 R1200GS, A 2008 WR250R and a 1979 R100T. Full coverage on all of them.
Not bad! How old are you?? :mrgreen:

$191 a year full coverage on my strom.

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post #9 of 35 Old 03-31-2015, 10:31 AM
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Progressive.

Liability only.

$75 / year.

Painless and happens automatically.

55 YO, no tickets, no accidents, etc.

2007 Wee. Blue. Bought at 5K miles. Sold at 32K+ miles. Gone but not forgotten.

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post #10 of 35 Old 03-31-2015, 10:47 AM
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Quote:
Originally Posted by Big B View Post
Damn dude, I pay $290 a year for 2 bikes through Dairyland "Sentry" and one is even considered a sport bike.
Add a 2012 and up DL 650, even replacing say the SV, and your insurance will probably double!

I wrote about this when I bought my 2012 650. At that time we also had a 2004 DL 650 which as we all know is almost the same bike. Insurance was almost 3 times as high for the new bike ( same coverages for both ). I was with Progressive at that time. No one could explain why the steep increase. I called 4 or 5 insurance companies. I am with Allstate now. I have a new '14 BMW RT, new '14 Super Tenere (Sons bike), '12 DL 650, and still have the '04 DL 650 on the insurance even though we don't have it.

That sounds stupid! Yes, I have been carrying a bike I don't own for many years. Even with other insurance carriers. Why? It is cheaper, by a lot, to have the 4th bike on the policy. Stupid. But that's how it is. I am paying somewhere around $700 a year now I think. Which is not a lot considering my Sons age.

'12 DL 650 '14 BMW R 1200 RT

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