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post #1 of 52 Old 04-28-2014, 11:19 PM Thread Starter
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Join Date: Jul 2013
Location: Lynchburg, VA
Posts: 72
Insurance Rates

Has anyone else noticed the high insurance rates for the new V-Strom? In march when I went from 2010 Tiger 1050 to the new Strom my insurance doubled! I have Allstate for autos, home and bike so I thought it was strange going from just over $300.00 to over $600.00 per year for the same coverage. I called Progressive, Nationwide and a couple others and all were in the same ballpark. Answer I received from most was that the new Strom was now in a sport bike category! I'm like well OK what is the difference between the Tiger and the Strom? Both the same type of bike: Adventure, Sport Touring. Also this is with a spotless driving record in Virginia. Did something change? Anyone experiencing the same with higher rates? Stoopy you're in Northern VA, how are your rates on the new Strom?
Anyway love the bike and now have 1600 miles on Woody after this weekend. Getting better with each ride!

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post #2 of 52 Old 04-28-2014, 11:28 PM
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Location: Oxnard, Ventura County. Calif
Posts: 1,006
Humm.....I have Geico insurance. Went from a 2003 Honda ST1300 to a 2013 DL650, and my insurance went down $30.00 a year for the same coverage. Yea, both are considered a "sport bike" :what:

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post #3 of 52 Old 04-29-2014, 01:15 AM
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Location: Edmonton, Alberta, Canada
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Liability insurance premium for 07 Wee and Vee2 were identical
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post #4 of 52 Old 04-29-2014, 05:51 AM
Join Date: Feb 2012
Location: western NC
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Mine is the same ( $600 ) for my 11 Kawasaki Concours 14 and the new V2 thru State Farm

2014 khaki V2
01 KTM LC4 640 Enduro
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post #5 of 52 Old 04-29-2014, 07:15 AM
Join Date: Feb 2009
Location: Prairie Grove IL.
Posts: 100
Mine stayed at $428 through Hartford. I was a bit shocked, as this was my premium for the 11 wee strom and the 09 Triumph America I just traded. Oh well, lusting has it's price.
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post #6 of 52 Old 04-29-2014, 07:24 AM
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Location: Central Ohio
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Mine with a Safeco is 377. I was 202 with the 07 Bandit.

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post #7 of 52 Old 04-29-2014, 08:00 AM
Join Date: Sep 2009
Location: Wisconsin
Posts: 506
Does this mean insurance for the pre '12 stroms are going down? Ha, ha. Two places that never lose money, insurance companies and lawyers...:beatnik:
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post #8 of 52 Old 04-29-2014, 08:19 AM
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Join Date: Jan 2009
Location: Group W Bench, VA
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Originally Posted by FastLane View Post
Anyone experiencing the same with higher rates? Stoopy you're in Northern VA, how are your rates on the new Strom?
My rates are about what you quoted and similar to what I was already paying on my '09 Wee. I'm with Progressive. Definitely believe they have V-Stroms in the sportbike category.

This just underscores the point that with two V-Stroms in the garage I think it might be time to change one of them out for a Honda Grom....and it ain't gonna be the Veek!

"Ignorance is a powerful tool if applied at the right time, even usually surpassing knowledge." - E.J. Potter
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post #9 of 52 Old 04-29-2014, 08:20 AM
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Join Date: Mar 2014
Location: paulcamacho
Posts: 9
I have a 2005 Suzuki Hayabusa and pay $525 for insurance through State Farm here in Chicago and bought the first 2014 V-strom 1000 out of Carol Stream. my insurance is more than the World's fastest sport bike? WTF! I am paying $575 for the Vee2. whats even more nuts is with my two bikes, I have a 1969 SS Nova, 2007 Bass Tracker Tournament V-18, and a 2012 Jeep Wranger 4 door. my prices are with the discounts!
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post #10 of 52 Old 04-29-2014, 02:04 PM
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Join Date: Feb 2014
Location: Nelson BC
Posts: 1,041
Chiming in from the world of expensive insurance, we have ICBC (Ins. Corp. of) here in BC. My basic for 6 months is around $470. Then I just picked up extended which covers lots of everything else including trip coverage from a new company called Echelon for $300.
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