Join Date: Oct 2006
Location: Langley, BC, Canada
Front-end damage adds up quickly. Forks and wheels are not cheap.
I made a claim years ago and the insurance company (Intact) added up the cost to replace every single piece that was damaged, even the fork that had a very, very tiny blemish. I took the cash payout instead and still have the same very slightly damaged pieces on the bike. I was actually very pleasantly surprised with the outcome.
Make sure the insurance company catches everything even slightly damaged by the crash. You may find it all adds up to more than the bike is worth. In that case, you will have a decision to make - take the cash, buy the bike back (ends up with rebuild status), or go buy yourself a new ride.
Glad to hear you're okay.
DL1000K6 Two wheels good; four wheels bad.