Update on my wreck

[mirage]

Decided I should probably start a new thread instead of continuing to hijack the "Breakfast Club" one...

The red light runners Ins. denied my claim...stupid, but somewhat expected. They only talked to 1 witness and the driver of the van, and never asked questions about me or if the van applied brakes, and the adjuster was completely unaware (supposedly) that the front of the van was lifted up!!!! I talked to more of the witnesses than he did, sheesh!

Anyway, my Ins. has sent me a check for my safety gear, and has approved the repair estimate from Hillsboro MotoSports ($4300+/-, includes labor and towing charges). I pay my $500 deductible and get my bike fixed, not totalled thankfully.

I've posted some pics of the damage here: http://www.ssyso.com/gallery/main.php?g2_itemId=487

In the mean time, my Ins. is filing suit (Subragation or something like it) against the drivers Ins. to recoup their money, and my deductible, and keep my record clear.

Hopefully I'll have the bike back on the road w/in the month.

Mirage...

[Mr. Fisherman]

Did you get a through physical to make sure you did not sustain injuries?
You are still entitled to persue pain and suffering in addition to the property damages and medical expenses.
you are intitled to a second opinion regarding the repairs as well. Make sure ALL damages are covered including personal property on your person, in your luggage and on the bike at the time.
You are also intitled to loss of use, have you checked into the cost of a rental for the time your bike is unavailable?

It almost seems that insurance companies deny claims as SOP.
I had the same happen thing when a girl ran into my parked boat and drove away... her insurance denied the claim and my insurance company settled with me and went after her insurance company. When they do that to you don't leave anything on the table. Don't become a victim twice. They are also liable for any legal fees should you retain a lawyer (though lawyers seem to take a bit more than their share).

Include a provision for unforseeable damages/medical cost as well.
You could require serious Breakfast Club counceling and breakfast ain't cheap :mrgreen:

[Nighthawk22]

Seems they never make it simple, but hopefully, they'll make it right. Too bad they don't have a loaner program for bikes. A month in the summer is a lot longer that a month in the winter. It will go fast. Meanwhile, you're still a Strommer, keep in touch.

[mirage]

Did you get a through physical to make sure you did not sustain injuries?
You are still entitled to persue pain and suffering in addition to the property damages and medical expenses.
you are intitled to a second opinion regarding the repairs as well. Make sure ALL damages are covered including personal property on your person, in your luggage and on the bike at the time.

I will get a 2nd and maybe 3rd quote on the repairs.

You are also intitled to loss of use, have you checked into the cost of a rental for the time your bike is unavailable?

I'm not sure "loss of use" applies since I have another bike and truck...it would be questionable for me to make a claim for loss of use when I have other options.

You could require serious Breakfast Club counceling and breakfast ain't cheap :mrgreen:

HA ha...nice.

Just a shout out for BHY, I stopped in today and managed to only spend $50 more than my safety equipment payout check was for, all the while upgrading the jacket, gloves and helmet. The folks in the parts/clothing dept were just awesome and gave me a really good discount. Lucy was the best and she took lots of time to help me find what I was looking for.

Mirage...

[Nighthawk22]

That's where we've gotten most of our gear. They are willing to educate you. If you belong to a club, there's a 20% discount. Might be worth starting up a Strom club. Bet they would sponsor it like the Star Riders club. Breakfast Club topic.

[mirage]

Looks like the parts will be in by Thursday, and I'll be back in the saddle of my Vee by early next week.

Thinking of naming my bike...Is that totally lame or do other riders extend similar personalization to their own steeds?

Mirage...

[Nighthawk22]

My wife(girl friend at the time) called my TM125 "Suzie Suzuki". "Suzie" was her biggest rival. I called her Nova the "Blue Lemon" for good reason. I don't think it's lame. Sometimes it's easier to sweet-talk her through the rough times if she has a name. Better than "#@%&* bike!" But then, we're not talking about a Harley.

[ManiacSucks]

Thinking of naming my bike...Is that totally lame or do other riders extend similar personalization to their own steeds?

Mirage...

No, what's lame is that I've named my 'Strom, Storm. Sorry to hear about your encounter with the cage but I'm glad you're around to ride another day.:D

[BWeeks]

Wow, thats alot of damage. I am so glad you got through it ok and they did not total out your bike. Shows that you can never have to much gear. I always am telling my wife, it is not my riding skills I worry about. It is the skills of the other people that freak me out.

[mirage]

Just got a call from the shop this morning that the Denny is out of surgery and ready to come home.

I can't seen t o arrange for a ride over today, so I'll try and pick the bike up first thing Sat. morning.

I'll try to see if I can make it over to the Breakfast Club, but no promises yet.

Mirage...

[Keith Falkner]

Mirage,

I have cherished a lot of motorcycles, and named every one. I will not list the bikes and names, because their makes, sizes, and names mattered only to me.

What counted was that each bike had an identity, and the name reinforced the identity. Heck, I even named my first bicycle; bicycles were a new invention then.

My V-Strom, a red DL650, has a VIN ending 1876, which is the year that Colorado became the Centennial State. Colorado is the name of my motorcycle, here in Florida.

Last year, I happened to be riding along Interstate 80 in southern Nebraska, en route to Vancouver BC. Well, I-80 goes so close to Colorado that I thought I might as well enter the state named after my motorcycle (!) so I did. I expected to exit soon, regain I-80, and continue west in Nebraska.

Instead, I started enjoying Colorado (the state, that is) for the many good reasons that millions of people enjoy Colorado, and I went all the way to Denver, lengthening my trip by a couple of hundred miles.

Because I named this motorcycle Colorado, I entered a state I cannot often visit, got passed by a crotch rocket doing at least 160, toured the roundabouts of Golden CO, found a lovely free campsite near a noisy stream, had a fine breakfast amid a bunch of antique car enthusiasts who delighted in showing off their rides, met a fellow bicycling from Edmonton to Tierra Del Fuego, and rode a delightful twisty highway in southern Wyoming.

Lots of things are better than I-80, and that day was a real treat.

In the same manner and mood that Apsley Cherry-Garrard advised us, "march your Winter Journeys" (look it up -- it's fun) I recommend that you carefully select a name for your V-Strom, and watch it live up to its name, and perhaps the implied gender thereof, if any.

Keith

"The Worst Journey in the World" by Cherry-Garrard. Read the final paragraph:
http://www.gutenberg.org/catalog/world/readfile?fk_files=113890&pageno=406

[mirage]

Thinking of naming my bike...Is that totally lame or do other riders extend similar personalization to their own steeds?

So I was thinking more about the name I had in mind for my bike, and originally I was going to call it "Buck" as it describes how I appear when riding it (still adjusting from the low end torque on my Magna), and since it is also short for "Buckskin", a breed/coloring of horse that is golden with black points.

But on further consideration, I think I wanted something more "inspiring" and meaningfull, so I've settled (for now ;) ) on "Denny", which is the name of the Buckskin horse ridden by Jim Craig in the movie "The Man from Snowy River".

I think naming the bike after a horse is appropriate, and to name it after a rugged steed such as Denny is even more so.

Mirage...

[Keith Falkner]

Mirage,

You have absolutely got it! Well done!

I know how to say that in Spanish - just spell the word "socks".

S-O-C-K-S

Keith

[Nighthawk22]

Hey Mirage:
I heard some of the earlier 1000's could earn a name like "Buck". You do have me thinking about branding my stead. Maybe "Salsa", can't have good nachos(daddy) without salsa, too bad it's not red. Still thinking...

[tkervin]

When I bought my '04 'Strom it already had a name......"Miss Vickie"........hmmm. Never have used the name much. Sorry to hear about the crash. I totaled the Concours in my avatar in May. Frankly I was happy it was a total and not a repair, in the end Safeco gave my a couple of hundred more than I had paid for the bike on ebay. They were pretty good about it.