We all ride differently, some harder than others. I crashed 'cuz I was riding too hard. On my Sprint, I had my feet caught between the tarmac and the shifter on many occasions. It hasn't happened on the Wee, at least not yet, because the Wee has more ground clearance than a Sprint and because I don't ride as hard now. That is one reason MotoGP and Superbikes have reverse pattern shifters, because they're not waiting to exit a corner to shift if they need to, and they are way leaned over while still shifting. I am not putting myself in their category, but I understand the principle.
As far as losing a few toes goes, I'd really rather not. It is EZ to be macho about it if you have all your body parts intact, but after you crash, and have body damage for the rest of your life, your perspective changes somewhat, or perhaps not, as the case may be.